Deep diveA S$2,000,000 second home carries S$469,600 in stamp duty
What the duty on a second property comes to for a Singapore Citizen, and how IRAS counts ownership when couples consider buying in one name.
Truestorey · a property and finance desk for Singapore
Filed numbers, and what they mean
Short notes when something actually moves. Longer pieces most weeks. Every figure is read live from the filed data, so nothing here goes stale without the number going with it.
Wednesday, 30 September 2026HDB resale202.8-0.29% q/q2026-Q2URA all219.4+2.91% y/y2026-Q2URA non-landed210.6+1.84% y/y2026-Q2URA landed258.4+7.04% y/y2026-Q2
13,756 flats reach MOP in 2026 — eligibility to sell, not an intention to. Which blocksLast land award: Lorong Puntong / Sin Ming Avenue, 2026-09-18, 7 bids. The trail
Deep dive
Note
One in 13 HDB resales now clears S$1 million
Filed prices show seven-figure HDB resales becoming routine: 1,826 in a year, led by Toa Payoh, Queenstown and Bukit Merah.
Note
The BTO income ceiling moved to S$16,000; the grant ceiling did not
From 24 August 2026 more households can apply for a flat and an HDB loan. The grants that help pay for one still stop at S$9,000.
Everything else11
Central Area HDB psf jumped 11.8% but the mix shifted too
The Central Area median resale psf rose from S$811 to S$907 in a single quarter — but a 12-point shift in flat-type mix means the number needs careful reading.
Freehold's 9.8% premium in the core flips to a discount next door
Why freehold's price gap over 99-year leasehold changes sign between regions, and why neither the premium nor the discount measures tenure alone.
HDB resale prices rose 54.2% since 2019-Q4, then went flat
Why resale flats gained ground on private homes from 2019-Q4, why that reversed over the last four quarters, and what the turn means if you plan to upgrade.
Lorong Puntong land goes for S$1,612 psf ppr after 7 bids
What the Lorong Puntong land price means for Bishan buyers and owners, and why it is neither a launch price nor a guide to what your home is worth.
New Upper Changi Road land goes for S$1,537 psf ppr after 4 bids
What the Bedok land award records, why it sits above recent nearby sites, and why it does not tell you what new homes there will cost.
New-launch premium peaks outside the centre at 43.9%
Why the gap between new and resale condo medians looks similar in every region, and how a 2022 change to floor-area rules sits inside it.
Private rents held at S$4,300 a month across 3 quarters of contracts
What URA's filed tenancy contracts show a 1-, 2- or 3-bedroom private home renting for now, and what a flat median cannot tell you about your own unit.
Punggol leads 2026 MOP with 3,222 flats turning five
More flats reach their Minimum Occupation Period in Punggol in 2026 than in any other town — but eligibility to sell is not the same as supply.
Two Prime GLS Sites Go Live, and the Clock Starts
URA has launched sites at Marina Gardens Lane and Orchard Boulevard under the 2H2026 GLS Programme, and the tender result matters more than the launch does.
The Part of a BTO Application Nobody Budgets For
A new BTO exercise opens and the towns are the headline, but the years between ballot and keys are what actually reshape a household's plans.
What the New Upper Changi Road tender closing tells a Bedok buyer
A land tender closing is not a launch, and the gap between the two is where most of the misreading happens.