I'm buying

Work out what you can carry, and what it costs after the price.

My first move

What can I afford, and what do I need upfront?

I start with the loan and upfront cash, not the listing price. A home can fit the monthly payment and still fail on the cash your CPF cannot cover.

You will get: The largest loan the rules allow, the cash a CPF account cannot cover, and both stamp duties.

Open What can I afford?

Then, if you need them

What will this home cost me to hold?Every duty, interest and commission — and the price a sale must clear to return your own cash.
How much will I pay while it is being built?The nine stages the law sets, what the bank pays at each, and what your instalment climbs to.

Also useful here

Not what you are trying to work out?